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DIRECT LENDER • FAST APPROVALS

Capital solutions
built for growth.

We connect businesses with the funding they need — fast, flexible, and with a human touch. As a direct lender, we streamline approvals and get capital in your hands when it matters most.

Apply Now Our Services
500+
Businesses Funded
24hr
Average Approval
$50M+
Capital Deployed
98%
Client Satisfaction
What We Offer

Funding Solutions That Fit

Every business is unique. We offer a range of financial products designed to match your specific needs and goals.

Business Term Loans

Predictable payments with competitive rates. Ideal for expansion, equipment, and long-term investments.

Revenue-Based Financing

Flexible repayment that scales with your revenue. No fixed monthly payments — pay as you earn.

Lines of Credit

Access funds when you need them. Draw and repay on your schedule with revolving credit availability.

Invoice Factoring

Turn unpaid invoices into immediate working capital. Improve cash flow without taking on new debt.

Equipment Financing

Acquire the equipment you need without depleting reserves. Flexible terms and competitive rates.

SBA Loan Assistance

We help you navigate the SBA loan process from application to funding. Expert guidance at every step.

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Why Chill Consultants

A direct lender that puts your business first.

Unlike brokers who add middlemen and delays, we fund directly. That means faster decisions, better terms, and a partner who actually understands your business.

Fast Approvals

Decisions in as little as 24 hours. No bureaucratic runaround.

Transparent Terms

No hidden fees, no surprises. Every term is clear from day one.

Dedicated Support

A real person guiding you through the entire process, start to finish.

Ready to grow your business?

Tell us about your funding needs and we'll match you with the right solution. No obligation, no pressure.

Start Your Application
How It Works

Three steps to funding

Simple, fast, and designed around your schedule.

1

Apply Online

Fill out our simple application. It takes just a few minutes and there's no impact on your credit.

2

Get Approved

Our team reviews your application and matches you with the best funding option. Approvals in as fast as 24 hours.

3

Receive Funds

Once approved, funds are deposited directly into your business account — often within 48 hours.