Last updated: April 1, 2026
By accessing or using the website at chill-consultants.com (the "Site") or any services offered by Chill Consultants LLC ("Company," "we," "us," or "our"), you agree to be bound by these Terms & Conditions ("Terms"). If you do not agree to these Terms, please do not use our Site or services.
Chill Consultants LLC is a direct lender providing business funding solutions, including but not limited to business term loans, revenue-based financing, lines of credit, invoice factoring, equipment financing, SBA loan assistance, working capital solutions, and bridge financing. Our services are offered to businesses operating within the United States.
To use our services, you must be at least 18 years of age and have the legal authority to enter into binding contracts. By submitting an application or using our services, you represent that you meet these requirements and that the information you provide is accurate and complete.
Submitting an application does not guarantee approval of funding. All applications are subject to review and evaluation by Chill Consultants LLC. We reserve the right to approve, deny, or modify any application at our sole discretion. Approval is contingent upon verification of the information provided and our internal underwriting criteria.
When using our Site and services, you agree to:
If you opt in to receive SMS/MMS text messages from Chill Consultants LLC, the following terms apply:
All content on this Site, including but not limited to text, graphics, logos, images, and software, is the property of Chill Consultants LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, modify, distribute, or display any content from this Site without our prior written consent.
Our Site and services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure.
To the fullest extent permitted by law, Chill Consultants LLC and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our Site or services, even if we have been advised of the possibility of such damages.
You agree to indemnify, defend, and hold harmless Chill Consultants LLC and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to your use of our Site or services, your violation of these Terms, or your violation of any rights of a third party.
These Terms shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be resolved in the state or federal courts located in Utah County, Utah.
We reserve the right to update or modify these Terms at any time. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of the Site or services after any changes constitutes your acceptance of the revised Terms.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
If you have any questions about these Terms & Conditions, please contact us:
Chill Consultants LLC
1673 North 1740 West
Provo, UT 84604
Email: carolyn@chill-consultants.com